If you or your family need health insurance for 2022, you can sign up on 医疗保健.政府 from November 1, 2021 to January 15, 2022. In order to have coverage that begins on January 1st, you must enroll by December 15th.
医疗保健.政府 coverage is 更多的 affordable than ever before. Congress’ American Rescue Plan 提高了 financial help, which made enrolling in 医疗保健.政府 coverage much cheaper. Even if you were priced out in the past, you should look again. Plans are now 更多的 affordable, and financial help is now available to 更多的 people than in the past. 例如:
- 4 out of 5 consumers can find a plan for $10/month or less;
- Millions of people now qualify for $0/month plans with a low or no deductible; and
- 9 in 10 Texans who’ve signed up got reduced-price plans.
Insurance plans on 医疗保健.政府 must include key benefits like mental health care, maternity care, prescription drug coverage, hospitalization services, and coverage for pre-existing conditions. Plans outside 医疗保健.政府 do not have to offer the same protections or financial help.
Community organizations are standing by to offer free, expert help with the sign-up process across Texas:
- 医疗保健.政府 has a tool to Find Local Help from certified enrollment assisters at local community-based organizations who can help you sign up for coverage through 医疗保健.政府, 医疗补助计划, and 芯片. (To filter search results for community-based groups, click on the “Agent or Broker” box under “Filter,” so that only the “Assisters” box is showing).
- 的 Get Covered Connector lets you search for enrollment assistance locations statewide by zip code. Bonus: in the Houston, 圣安东尼奥, 奥斯丁, and Corpus Christi areas, you can also book an appointment for assistance.
Even if you just enrolled in mid-2021 when the Marketplace 重新开放 for 6 months, you need to shop again now for a 2022 plan. Consumers who compare their options during Open 招生 can save 更多的 money. It pays to shop each year.
的re are many 更多的 plan options for 2022 in the Texas Marketplace. Plans from five new health insurers are available this year.
“Window shopping” is available now to preview 2022 plans, and enrollment starts on Monday, November 1st!
